Buy-to-let property emergencies, are you prepared?
When it comes to boiler breakdowns, blocked drains and other home emergencies, the inconvenience and unexpected cost can be a lot to bear on top of increasing buy to let legislation – especially if you’re a landlord with one or two properties.
Most landlords will have received a panicked call from a tenant at some point in their career, so will understand how important it is to get a trades person to the property ASAP to prevent further, unnecessary damage.
Whilst your property insurance will cover you for the likes of fire or flood, it may not pick up the bill/call out fee to secure the property, get a burst pipe fixed or turn the electric on – after all, you have a duty of care to your tenant(s) to make sure that the property is safe to live in and meets numerous health and safety requirements at all times.
Our Landlord Home Emergency Policy will protect your property and your tenants against the loss of essential services, 24 hours a day, assisting in the following scenarios:
- Plumbing and Drainage
- Electricity Supply
- Primary Heating System
- Rooﬁng damage
- Alternative accommodation
- Cooker / Oven
- Water Supply
- Gas Supply
- Pest Infestation
- Annual Gas Safety Certificate
To put it into perspective; according to British Gas, boiler breakdowns top their list of winter woes (37%), closely followed by blocked drains (30%) and then electrical faults (21%), costing an average of £542 to fix the problem and repair the damage. So our Landlord Emergency Cover (which includes an annual Gas Safety Certificate) is excellent value for money at just £249 (including all taxes) for 1 years cover.